18185 N 83rd Avenue Suite 209, Glendale, AZ 85308 | office@langfordlawaz.com
 
 
 
 
 
 
 
 
 
 
LAW OFFICES OF
ELIZABETH S. LANGFORD, P.C.
 
 
Serving the Valley since 1995
 
call us today!
 
 
 
 
 
 

Bankruptcy & Family Law

The Law Offices of Elizabeth S. Langford, PC in Glendale, Arizona provide legal assistance for those dealing with bankruptcy and family law.

Family Law

If you are going through a divorce, a custody dispute or any other family law issue, the Law Offices of Elizabeth S. Langford, PC may be able to help. Attorney Elizabeth S. Langford will work with you to determine the best course of action to resolve the case in a manner most favorable to you. In some cases, it may mean going to court, but it may also mean going through mediation.
This may preserve relationships and make it easier to resolve disputes that may arise in the future. You may still use an attorney if you decide to mediate or arbitrate, and it may be a more cost-effective option for those who are willing to negotiate in good faith with the other party.
 
 
Father Carrying her Son - Family Law in Glendale, AZ
 

Family Law Includes:

 
  • Divorce
  • Legal Separation
  • "Legal Decision Making" Formerly Custody
  • Child Support
  • Child Support Enforcement & Child Support Modification
  • Paternity
 
  • Spousal Maintenance/"Alimony"
  • Relocation
  • Parenting Time
  • Post-Decree Disputes
  • Grandparent's Rights
  • Step Parent Adoption
  • Same Sex Marriage & Parenting Issues
 
Consultation Fee only $50 for Family Law

Bankruptcy Law

In the event that you decide to file for Chapter 7 or Chapter 13 bankruptcy, it is always a good idea to have a lawyer on your side with knowledge of the bankruptcy law. A lawyer such as Elizabeth S. Langford can talk to you about the process of applying for bankruptcy protection, whether you qualify for Chapter 7 and other benefits of making such a decision.

Free Consultations for Bankruptcies
 
 

Bankruptcy law includes:

Chapter 7

 
  • Most common chapter of bankruptcy that people file.
  • "Liquidation" rather than "re-organization."
  • Generally speaking, the case is open and closed within 6 months.
 
  • Significant limitations on the property you own that is protected or "exempt."
  • Laws regarding exempt property change by state although bankruptcy is federal law.
  • Critical that you meet with an attorney before filing for bankruptcy.
 

Chapter 13

  • Voluntary repayment plan for clients with regular income. Generally used when the filer has "excess" income or property that is not "exempt."
  • In most cases, creditors are not paid in full.
  • Chapter 13 cases involve a payment to the bankruptcy trustee for the benefit of your creditors for 36 to 60 months.
  • Very important that you meet with an attorney prior to filing bankruptcy.

Chapter 11 and Chapter 12

Both Chapters are too complicated to describe here. If the attorney thinks either of these Chapters may be in your best interests, she will refer you for appropriate assistance.
 
 
 

Debts Addressed in Personal Bankruptcy:

 
  • Credit cards
  • Bank loans
  • Car loans
  • Medical bills
  • Second mortgages/HELOCs
  • Repossessions
  • Personal loans
 
  • Judgments
  • Child support/alimony arrears
  • Mortgages
  • HELOCs
  • Some taxes
  • Registration loans
 
Attorney Elizabeth S. Langford has been practicing bankruptcy law since 1995.


All debts must be disclosed and discussed with the attorney to determine whether they are dischargeable. All property must be disclosed and discussed with the attorney to determine whether the property is exempt (protected from your creditors) or non-exempt. The following debts are generally not dischargeable: most taxes, child support, spousal maintenance, most student loans, fraud, criminal penalties and fines.
 
Couple Discussing Finances - Bankruptcy Law in Glendale, AZ
 
 
We are a "debt relief agency" pursuant to 11 USC 101(12A).